Auto insurance usually doesn’t cover tire repairs due to normal wear and tear. However, if you have comprehensive or collision coverage, it may cover tire damage from specific incidents, like accidents or road hazards. Check your insurance policy for exceptions regarding tire repair coverage.
If a flat tire occurs due to an accident, the liability or collision coverage may assist with the repair costs. In this case, the insurance would treat the tire repair as a part of the overall damage. Conversely, a flat tire from a nail or road hazard usually falls under the driver’s responsibility.
Drivers can consider roadside assistance programs or tire protection plans to handle flat tire situations. These options can provide coverage for repairs and replacements.
Understanding what car insurance covers helps drivers make informed decisions. Car owners should review their policies closely to know their coverage limits. Next, we’ll explore additional types of coverage that can safeguard against unexpected vehicle issues, including perils associated with tires, and help ease the financial burden of repairs.